Founded in 1943, Security Financial Services (SFS) is a commercial finance company that buys seller-financed Business Notes. SFS has accumulated the largest portfolio of seller Notes in the nation by offering noteholders the following advantages: 



We use a mix of our own equity as well as low-cost lines of credit, so we’re able to offer the highest purchase quotes to the seller.


Also, we’re principals who fund with our own money – we can close more quickly because we don’t depend on the approval of outside investors. We'll reply to all submissions within 24 hours and can fund a Note purchase in a matter of days after receiving all documents needed.


Submit a short online application and let us do the rest. We’ve helped thousands of Noteholders who have used the proceeds from their Note sale to invest in another business, pay off debt, or a host of other purposes.

You will be guided through a step-by-step submission process.

If you prefer to speak to a dedicated loan specialist directly, please call (800) 982-5945 Monday–Friday, 9am-6pm PST.


** Please note that we don't buy any other types of Notes, such as Real Estate Notes or Mortgage Notes on a nationwide basis. We do occasionally buy Real Estate Notes secured by property in the San Francisco/Bay Area. 



"Working with Security Financial has been a pleasure over the past 10 years and they have become our primary business note funding source. They always provide the most competitive offers and have always been able to deliver funds (both to me and the Noteholder) at close."
 - A. Shemesh, Amerinote Xchange, LLC, broker
"[Security Financial] made the entire note purchase process simple and straightforward. The closing occurred right on time and the transaction was funded as promised.  Thank you!"
- Teresa Downs, former Noteholder